Most health care professionals find themselves working harder and earning less. And most spend more time planning a vacation than preparing for a secure financial future. And those who fail to do that planning often pay a hefty price. For example, A joint study by George Washington and Wharton School of Business found those who actively planned for the future had a median wealth of nearly three times — three times! — the assets of those who did not. Citation: Money magazine, May 2013 page 76: “$307,750. Median wealth of investor who did financial planning vs $122,000 for non-planners” – joint study by Annamaria Lusardi of George Washington Universty and Olivia Mitchell of Wharton School of Business.
Life presents many challenges including — but certainly not limited to — the uncertainty of the Social Security and health care systems, the ever-changing tax code and its interpretation, the omni-present danger of litigation, and the complexity of the financial markets in today’s global economy. You can face these challenges alone … or in partnership with a Certified Financial Planner™ professional who works exclusively with physicians. We offer three major benefits:  comprehensive planning* services,  impartial recommendations, and  a financial road map. Our initial fact-finding review of your financial goals, assets, income needs, and tolerance for risk is painstakingly thorough. Unlike others, we sit on the same side of the table with you and pursue your best interests, nobody else’s. That means, our advice is unbiased, unrestricted by proprietary products, and untainted by sales quotas. As necessary, we examine
the financial universe to create a strategy designed to provide you financial security while explaining everything to your complete satisfaction. Finally, life is a journey, but you probably won’t reach your intended financial destination unless you know where you are going, follow the best route there, avoid the “potholes”, and keep up a steady pace. As your “financial quarterback”, we produce a detailed plan intended to get you where you want to be when you want to be there.
If your patient has heart problems, you want that patient to consult with a cardiac specialist.
Similarly, if you have concerns about your personal or practice finances, you want to consult with a specialist. Specifically, you want to talk to a financial advisor having extensive experience with the complex financial issues of health care professionals including retirement planning, employee benefits, and asset protection. You get a careful review of your current financial foundation, specific recommendations for strengthening your future and, with your approval, implementation of those recommendations.
We continue with on-going monitoring of your progress and, as necessary, offer suggestions for change. The bottom line is, you are relieved of the stress and time demands of managing your own financial assets, letting you concentrate on important things like your practice, your retirement, your leisure time, your family … and a good night’s sleep.
Those four qualities best explain John’s appeal to his clients. His treasure trove of specialized financial planning knowledge comes from over 12 years of addressing the financial concerns of physicians. Add his strong communication skills and, after first listening to his client’s questions, expectations, and objectives, John is able to provide a straightforward explanation of his client’s alternatives. Patient and compassionate, he then lets his client decide what to do and when to do it in a friendly, no-pressure process. Most important, John safeguards the trust his clients place in him, because his reputation for unquestioned integrity is more important to him than any fee or commission.
While he additionally can be described as creative, determined, and personable, John’s most accurate characterization might be “the consummate health care financial professional.” He considers his clients family, so every single recommendation he makes to them must be as suitable to their circumstances as he would want it to be for his own mother. Moreover, through rigorous study, testing, and adherence to high ethical standards, John is accredited as a Certified Financial Planner™ (CFP®) professional. By any measure, he is an advisor worth standing in line to do business with.
John earned two degrees from the University of Texas at Austin, one in Communication where he graduated first in his class, and another in Finance. Outside the office, he plays in a rock band and dabbles in home brewing. His favorite times, however, are those spent in the company of his wife, Shannon, and their three active and adorable sons.
Call to schedule an appointment, or to get answers to your questions.
1502 Augusta Dr • Suite 150
Houston, TX 77057-7402